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林权抵押贷款处置难题及其破解——基于贵州省试点情况的分析



编号 lyqk011313

中文标题 林权抵押贷款处置难题及其破解——基于贵州省试点情况的分析

作者 吴曼莎 

作者单位 贵州省国有扎佐林场 贵阳 550201

期刊名称 林草政策研究 

年份 2023 

卷号 3

期号 2

栏目名称 调查研究 

中文摘要 林权抵押贷款是支持乡村振兴、扶持农村经济发展、实现广大农民脱贫致富的重要金融创新,全国各地都开展了大量的工作。2007年贵州省实施林权制度改革后,林业部门为林农统一发放了林权证,明确了广大林农的林权;加之贵州森林资源丰富,为全省开展林权抵押贷款提供了良好的资源基础。但目前全省林权制度改革和抵押贷款工作仍相对滞后,丰富的森林资源未能有效盘活。文中总结贵州省林权抵押贷款处置试点工作开展情况,发现工作中存在4个方面的难题,即林权证变更不动产权证难、森林资源资产评估难、抵押资源资产管理难、抵押资产处置变现难。在此基础上,提出4个方面的建议以进一步深化贵州省集体林林权制度改革:1)完善产权制度体系,推进确权登记工作;2)加强评估体系建设,推进林票制度发展;3)加强资源经营管理,推进林权资产处置;4)加强政策保障服务,推进林业产业融资。

关键词 森林资源  林权抵押贷款  改革试点  贵州 

英文标题 Problems in the Disposal of Forest Tenure Mortgage Loan and Its Solution Based on Pilot Projects in Guizhou Province

作者英文名 Wu Mansha

单位英文名 Zhazuo State-owned Forest Farm, Guiyang 550201, Guizhou, China

英文摘要 Forest tenure mortgage loan is a critical innovation for financially supporting the rural revitalization via financial means, facilitating the rural economic development and help farmers get out of poverty, and a large amount of work has been done nationwide in this regard. Since the forest tenure reform that began to be implemented in 2007 in Guizhou Province, the forestry authorities have issued forest tenure certificate to farmers for safeguarding the forest tenure of farmers. In addition, Guizhou Province is rich in forest resources, creating a good foundation for facilitating forest tenure mortgage loan. However, the forest tenure system reform and the forest tenure mortgage loan in Guizhou Province are still relatively lagging behind other provinces, which makes the rich forest resources less effectively used. In this paper, the paper summarizes the implementation of pilot projects on the disposal of forestry tenure mortgage loan in Guizhou Province, and identifies four problems, i.e., difficulty in transforming forest tenure to property rights, difficulty in forest resources asset evaluation, difficulty in the management of mortgage resources assets, and difficulty in dispose of mortgage assets for loans. On this basis, the paper puts forward four suggestions to further deepen the reform of collective forest tenure system in Guizhou Province, including: 1) Improving the tenure management system by facilitating the tenure determination and registration; 2) Strengthening the development of evaluation system by promoting the implementation of forest ticket system; 3) Boosting the management of forest resources for ensuring the disposal of forest tenure assets; and 4) Enhancing the policy support to push forward the financing of forestry industry.

英文关键词 forest resources;forest tenure mortgage loan;reform pilot project;Guizhou Province

起始页码 77

截止页码 82

投稿时间 2023/3/8

作者简介 吴曼莎(1996-),女,硕士,助理工程师,研究方向为林下经济和林业产业。E-mail:758429592@qq.com

分类号 S7-9

DOI 10.12344/lczcyj.2023.03.08.0001

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